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Service Payment Options

Family Tree Home Care accepts a variety of payment options:

Private Pay (checks accepted)

Families often use savings and home equity through a reverse mortgage to pay for private care. Provided certain requirement are met life insurance policies may be converted to cash and used for homecare.

Long Term Care Insurance

Long-term care insurance is becoming an increasingly popular way for individuals to prepare for the eventual need for long term care. Many private long term policies cover personal care and other homecare services.

Certain Veteran’s Benefits

If you are a Veteran and qualify for VIP, the services you receive will depend on your circumstances and your health needs. These services may include, but are not limited to the following:

  • Housekeeping Services, including help with routine tasks such as doing laundry, cleaning your home or preparing meals
  • Personal Care Services, to assist you with personal needs, such as bathing, dressing and eating
  • Transportation Costs, for activities such as shopping, banking, and visiting friends when transportation is not otherwise available
  • Grounds Maintenance, including cutting grass and snow removal
  • Worker’s Compensation Insurance
  • Worker’s Compensation is a State Government Insurance which will pay your wages if you get sick or injured on the job. It will also look after some necessary expenses to get you well enough to go back to work.

We simply require a Family Tree Home Care Service Agreement to pay, signed by you or your responsible party.


Family Tree Home Care has provided safe, compassionate, and professional transport of both my father and mother to physician appointments since 2004. During this time, it has been a tremendous relief to know that I can always count on their assistance in accommodating our hectic schedules. Additionally, Pam and her staff have always taken a personal interest in my parent’s care, which we appreciate very much.

Linda, Worcester, MA

Family Tree Home Care has been working with me helping out with by Great Aunt for the past six years. They have been patient, attentive, and expert in their approach to this challenge, and have provided me with the highest level of care so that I could rest easily knowing that she was in the best care. More than that, Pam and Family Tree have made sure that her individual needs were evaluated and addressed specifically, and because of that, have helped me provide my Great Aunt with the highest possible quality of life.

Frederick, Shrewsbury, MA

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